Here you will find our Terms of Service, Website Terms of Use, Acceptable Use Policy and Disclaimer.

Terms of Service

Terms and Conditions

I am so pleased you have decided to use my services or resources – please read the following important terms and conditions before you commit to using them.

This contract sets out:

your legal rights and responsibilities;my legal rights and responsibilities; andcertain key information required by law.The intention is that it will bring clarity to our relationship, protect both of us and take care of the business side of things so that we can get on with the good stuff! Please let me know if there are any clauses that you do not understand or that contradict your understanding of my services.

In this contract:

‘I’, ‘me’ or ‘my’ means Kerri WIlliams; and‘You’ or ‘your’ means the person buying or using my services and resources.If you would like to speak to me about any aspect of this contract, please contact me by email at [email protected]

BACKGROUND

I provide spiritual life coaching, energy sessions, mentorship, teaching and facilitation

I am a I am a sole trader and my contact address is Suite 71472, PO Box 4336, Manchester, M61 0BW

1 Introduction

1.1 If you buy coaching services from me (‘services’) you agree to be legally bound by this contract.

1. 2 If you use any of my free resources (for example podcasts, social media, groups, workbooks, discovery sessions or any other resources I may offer free of charge from time to time) you also agree to be legally bound by this contract as appropriate, excluding the clauses relating to payment and consumer rights legislation.

1.3 When buying any services or using any resources you also agree to be legally bound by:

1.3.1 my website terms of use and privacy policy;

1.3.2 extra terms which may add to, or replace, some of this contract, for example any specific written contract between us;

1.3.3 specific terms which apply to my services, for example program or service descriptions which may be set out on the webpage for that programme or in email correspondence between us. If you want to see these specific terms, please visit the relevant webpage for the programme or look at the services description I have sent you in an email or request it from me.

All these documents form part of this contract as though set out in full here.

2 Information I give you

2. 1Certain sections of this contract only apply to you and me if you are a ‘consumer’, that is if you are an individual acting for purposes which are wholly or mainly outside your business or profession. By law, the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 say that I must give you certain key information before a legally binding contract of sale between you and me is made (see the summary box below). I shall give you this information in a clear and understandable way either in this contract or the relevant programme or service description we agree between us.

I shall give you information on:the main characteristics of the services you are buying

who I am, where I am based and how you can contact me

the price of the services

the arrangements for payment, carrying out the services and the time by which I shall carry out the services

how to exercise your right to cancel the contract in the cooling off period if you are a consumer

my complaint handling policy

3 Ordering services from me

3.1 Below, I set out how a legally binding contract to buy services between you and me is made:

3.2 You sign up for my services either on the site by clicking on the relevant payment link or I shall send you the link by email. Please read and check your order carefully before submitting it.

3.2.1 When you place your order for services at the end of the online checkout process by clicking on the payment link on my site, or by clicking on the link I send to you by email, I shall acknowledge it by email. This acknowledgement does not, however, mean that your order has been accepted.

3.2.2 Any quotation given by me before you place an order for services is not a legally binding offer by me to supply such services. Any prices set out in a quotation remain valid for 14 days.

3.2.3 When you decide to place an order for services with me, this is when you make a legal offer to buy such services from me.

3.2.4 I may contact you to say that I do not accept your order, for example if I do not think my services are right for you or there has been a mistake in the pricing or description of the services, or my circumstances have changed since I gave you the quotation for the services .

3.2.5 I shall only accept your order when I confirm this to you by sending you a confirmation email or start to provide the services, whichever happens earlier. At this point:

a legally binding contract will be in place between you and me, and

I shall start to carry out the services as set out in the programme description on this website or in a services description agreed between us.

4 Carrying out the services

4.1 If you are a consumer you have protection under consumer rights legislation, including that the services must be carried out with reasonable care and skill.

4.2 I shall carry out the services within the time period which is set out in the relevant programme or services description.

4.3 All coaching sessions (including rearranged sessions) must be taken within the timeframe specified in the programme description or services description or they will expire.

4.4 You can rearrange any two coaching sessions during a coaching programme providing you give me at least 48 hours’ notice. If you give me less than 48 hours’ notice, fail to turn up for a session or have already rearranged 2 sessions in a coaching programme, you will be deemed to have taken the session and you will not be able to reschedule it, or be entitled to any compensation for missing it. If you are more than 15 minutes late for a session you will be treated as a ‘no show’.

4.5 All sessions take place remotely via the means of communication agreed with you in advance.

4.6 Unless we agree otherwise, communication between sessions shall be by WhatsApp and you agree to adhere to that method. You will be able to send messages at any time and I shall listen to and respond to them within 3 working days (Monday to Friday excluding UK Bank Holidays) between 9 am and 8 pm UK time.

4.7 Please note that I may record our calls for training purposes and administration purposes and by entering into this contract with me you consent to the recording of our calls for these purposes.

4.8 My carrying out of the services might be affected by events beyond my reasonable control. If so, there might be a delay before I can restart the services. I shall make reasonable efforts to limit the effect of any of those events, I shall keep you informed of the circumstances and I shall try to restart the services as soon as those events have been fixed. Examples of events which might be beyond my reasonable control include illness, IT issues and problems with internet connectivity or if you change the services you require from me and I have to do extra preparation.

5 Your responsibilities

5.1 You will pay the price for the services in accordance with the programme or services description.

5.2 You will provide me with such information and assistance (and ensure that any information is complete and accurate) as I reasonably need to provide the services.

5.3 Coaching/energy work is not therapy or counselling. It may involve all areas of your life. You acknowledge that deciding how to handle any issues which may arise, the choices you make in relation to them and whether or not you follow through on any agreed action is exclusively your responsibility. For this reason, although I fully expect great results to come from our sessions, I cannot guarantee any specific outcomes or that all clients will achieve the same results. The results are entirely dependent on your commitment and the effort you put into the programme and the actions we agree.

5.4 You agree to communicate honestly with me, be open to feedback and assistance and create the time and energy to participate fully in the programme.

5.5 My role is to offer you guidance and accountability and help you make positive lifestyle changes in order to make progress towards your goals. The information I provide to you is not medical advice and is not intended to take the place of seeing licensed health professionals.

5.6 Coaching does not treat mental disorders and is not a substitute for counselling, mental health care or medical treatment of any kind. By entering into this agreement you confirm that you will not use it in place of any form of counselling, therapy or medical treatment.

5.7 If you are currently receiving treatment from a doctor or other healthcare professional, by entering into this agreement you confirm that you have consulted with this person regarding the advisability of working with a coach and that this person is aware of and supports your decision to proceed with the coaching programme described in the relevant programme or services description. In these circumstances, I reserve the right to request a referral letter from the person who is treating you.

5.8 You will keep me informed of any changes to your medical health or personal circumstances.

6 Charges and payment

6.1 The price for the services is set out in the programme or services description. If you require additional coaching beyond that included in a programme, it may be available on request at the hourly rate of £250.

6.2 Subject to 6.3, I usually require full payment in advance in order to provide the services. For some programmes or services I may agree to payment by monthly instalments, in which case a supplementary fee may be chargeable. The relevant programme or services description will state if I have agreed to accept payment by instalments. If I agree to accept payment by instalments and you fail to make any of the instalment payments on the due date then I shall invoice you immediately for the whole of the outstanding balance and payment for that invoice will be due by return.

6.3 If you sign up for my monthly ongoing coaching programme, payment is monthly in advance.

6.4 The fees are non-refundable except for:

6.4.1 if you are a consumer, your right to a ‘cooling off’ period as described below; and

6.4.2 where I cancel a programme other than under 12.3 below, you are entitled to a partial refund for sessions which you have paid for in advance and which you have not received.

In all other circumstances I am not able to refund to you any of the payments you have made, even where you do not complete your sessions with me, as payment is for the programme as a whole, not individual sessions. This is a reflection of the amount of preparation I need to put into the programme to make it most effective for you and the amount of time I shall dedicate and set aside for preparing for and attending our sessions together. This policy also helps you with your own accountability and commitment to improving your life through my progams.

In view of my clear no-refund policy, I do not tolerate any type of chargeback threat or actual chargeback from your credit or debit card company. In the event that a chargeback is placed on a purchase or I receive a chargeback threat during or after your purchase, or after the end of the cooling off period if you are a consumer, I reserve the right to report the incident to credit reporting agencies or to any other entity for inclusion in any chargeback database or for listing as non-payment on your account which could have a negative impact on your credit rating.

6.5 Payment is via the payment button on this website or as agreed between us.

6.6 If any of your payments are not paid on the due date, I may charge interest on any balance outstanding at the rate of 4 percentage points a year above HSBC Bank plc’s base rate.

7 Cooling off period for consumers

7.1 If you are a consumer you have the right to cancel this contract within 14 days without giving any reason. You are a consumer if you are an individual acting for purposes which are wholly or mainly outside your business.

7.2 The cancellation period will expire 14 days after the date you click through to make your first payment.

7.3 However, if you confirm to me you wish me to start to provide the services during the 14 day cancellation period, or the program is instant access, then you lose your right to cancel. At this point my refund policy set out in clause 6.4 will apply.

7.4 If you cancel this contract in accordance with the cooling off period in clause 7.1, I shall reimburse to you all payments received from you promptly and using the same means of payment as you used for the initial transaction, unless we have expressly agreed otherwise.

8 Intellectual property

If I provide you with any materials, whether digital or printed, any intellectual property in those materials belongs to me and unless we agree otherwise you can only use those materials for your own personal use and you may not share them with third parties.

9 How I may use your personal information

9.1 I shall use the personal information you give to me to:

9.1.1 provide the services;

9.1.2 process your payment for the services; and

9.1.3 inform you about any similar products and services that I provide, though you may stop receiving this information at any time by contacting me.

9.2 All information shared by you will be kept strictly confidential, except when releasing such information is required by law and/or where I consider it necessary to do so because of concerns of risk to yourself or others.

9.3 I shall not give your personal information to any third party unless you agree to it.

10 Confidential information

10.1 Any information shared by you will be kept strictly confidential, except when releasing such information is required by law and/or where I consider it necessary to do so because of concerns of risk to yourself or others.

10.2 Where you participate in any group sessions, for example as part of a group coaching program, you agree to keep strictly confidential any information shared by participants in those group sessions and not to share it with any third parties. You will not use the confidential information of any participant of a group session for your own benefit except with the explicit consent of that participant.

10.3 The obligations in clauses 10.1 and 10.2 will not apply to information which:

10.3.1 has ceased to be confidential through no fault of either party;

10.3.2 was already in the possession of the recipient before being disclosed by the other party; or

10.3.3 has been lawfully received from a third party who did not acquire it in confidence.

10.4 Your and my confidentiality obligations under this clause will continue after termination of this agreement.

11 Resolving problems

11.1 In the unlikely event that there is a problem with the services, please contact me as soon as possible and give me a reasonable opportunity to sort out any problems with you and reach a positive outcome.

11.2 I may at my option vary or re-perform the services if there is a problem and the terms of this agreement will apply to any re-performed services.

11.3 If you are buying services from me nothing in this contract affects your legal rights under the Consumer Rights Act 2015 (also known as ‘statutory rights’). You may also have other rights in law.

12 End of the contract

12.1 If a programme or services description specifies a length of time for services to be provided, then subject to clause 12.2 below, the services will terminate at the end of that timeframe.

12.2 For monthly ongoing coaching, either you or I may terminate the services by written notice to each other at least two weeks before the next scheduled call. The upfront payment for that month will not be refunded and you will still have access to your coaching call and Voxer for that period.

12.3 Either you or I may terminate the services and this agreement immediately if:

12.3.1 the other party commits any material breach of the terms of this agreement and, in the case of a breach capable of being resolved, the breach is not resolved within 30 days of a written request to do so. The written request must expressly refer to this clause and state that this contract will be terminated if the breach is not resolved; or

12.3.2 the other party commits or threatens to commit or is threatened with any act of insolvency under the Insolvency Act 1986.

12.4 If this contract is ended it will not affect my right to receive any money which you owe to me under this contract and it will not operate to affect any provisions that expressly or by implication survive termination.

13 Limit on my responsibility to you

13.1 Except for any legal responsibility that I cannot exclude in law (such as for death or personal injury), I am not legally responsible for any:

13.1.1 losses that:

(a)were not foreseeable to you and me when the contract was formed

(b)that were not caused by any breach of these terms on my part

13.1.2 business losses, including loss of business, loss of profits, loss of management time and loss of business opportunity.

13.2 My total liability to you is limited to the amount of fees, if any, paid by you for the services.

14 Disputes

14.1 I shall try to resolve any disputes with you quickly and efficiently.

14.2 If you and I cannot resolve a dispute using my internal complaint handling procedure and either of us want to take court proceedings, the relevant courts of England and Wales will have exclusive jurisdiction in relation to this contract.

14.3 The laws of England and Wales will apply to this contract.

14.4 In the event of a dispute between us, you and I agree not to engage in any conduct or communications, including on social media, designed to disparage my or your website, products and services.

15 Entire agreement

These terms constitute the entire agreement between us in relation to your purchase. You acknowledge that you have not relied on any statement, promise, assurance or warranty given by or on behalf of me which is not set out in these terms and that you shall have no claim for innocent or negligent misrepresentation or negligent misstatement based on any statement in this agreement.

16 Third party rights

16.1 No one other than a party to this contract has any right to enforce any term of this contract

Website Terms of Use

BY VISITING WWW.KERRIWILLIAMS.COM (and any related site) YOU ARE CONSENTING TO OUR TERMS OF USE

These Terms explain how you may use this Site.

References in these Terms to the Site include all associated web pages.

You should read these Terms carefully before using the Site.

By accessing or using the Site or otherwise indicating your consent, you agree to be bound by these Terms and the documents referred to in them.

If you do not agree with or accept any of these Terms, you should stop using the Site

If you have any questions about the Site, please contact me by email: [email protected]

Definitions

Content means any text, images, video, audio or other multimedia content, software or other information or material submitted to or on the Site;

Terms means these terms and conditions of use as updated from time to time under clause 11;

Acceptable use policy means the policy set out at the end of these Terms

Cookie policy means the policy which governs how I use cookies in the Site;

I, me or my means Kerri Williams Online terms and conditions for the supply of goods or services means any terms and conditions which will apply to you ordering goods or services using the Site;

Privacy notice means the privacy notice, which governs how I process any personal data collected from you;Submission means any text, images, video, audio or other multimedia content, software or other information or material submitted by you or other users to the Site;

You or your means the person accessing or using the Site or its Content.

Your use of the Site means that you must also comply with my Acceptable Use policy, my Privacy Policy, my Cookie Notice and my Online terms and conditions for the supply of goods or services, where applicable.

Using the Site

This Site is intended for persons over the age of 18 only. If you are not over the age of 18, please stop using the Site

The Site is for your personal use only.

You agree that you are solely responsible for any costs and expenses you may incur in relation to your use of the Site.

I seek to make the Site as accessible as possible. If you have any difficulties using the Site, please contact me at [email protected]

I may prevent or suspend your access to the Site if you do not comply with any part of these Terms, any terms or policies to which they refer or any applicable law.

Ownership, use and intellectual property rights

This Site and all intellectual property rights in it including but not limited to any Content are owned by me. Intellectual property rights means rights such as: copyright, trademarks, domain names, design rights, database rights, patents and all other intellectual property rights of any kind whether or not they are registered or unregistered (anywhere in the world).I reserve all of my rights in any intellectual property in connection with these Terms. This means, for example, that I remain owner of them and free to use them as I see fit.Nothing in these Terms grants you any legal rights in the Site other than as necessary to enable you to access the Site.

Submitting information to the Site

While I try to make sure that the Site is secure, I cannot guarantee the security of any information that you supply to me and therefore I cannot guarantee that it will be kept confidential.

For that reason, you should not submit to the Site any information that you regard as confidential, commercially sensitive or valuable.

I may use any Submissions as I see reasonably fit on a free-of-charge basis. I shall not be legally responsible to you or anybody else for any use of Submissions.

Accuracy of information and availability of the Site

While I try to make sure that the Site is accurate, up-to-date and free from bugs, I cannot promise that it will be. Furthermore, I cannot promise that the Site will be fit or suitable for any purpose.

Any reliance that you may place on the information on this Site is at your own risk.

I may suspend or terminate operation of the Site at any time as I see fit.

Content is provided for your general information purposes only and to inform you about me and my products and news, features, services and other websites that may be of interest.

It does not constitute technical, financial or legal advice or any other type of advice and should not be relied on for any purposes.

While I try to make sure that the Site is available for your use, I do not promise that the Site is available at all times nor do I promise the uninterrupted use by you of the Site.

Hyperlinks and third party sites

The Site may contain hyperlinks or references to third party websites other than the Site.

Any such hyperlinks or references are provided for your convenience only. I have no control over third party websites and accept no legal responsibility for any content, material or information contained in them.

The display of any hyperlink and reference to any third party website does not mean that I endorse that third party’s website, products or services.

Your use of a third party site may be governed by the terms and conditions of that third party site.

Acceptable Use Policy

Acceptable use

As a condition of your use of the Site, you agree:

not to use the Site for any purpose that is unlawful under any applicable law or prohibited by these Terms not to use the Site to commit any act of fraud;not to use the Site to distribute viruses or malware or other similar harmful software code;not to use the Site for purposes of promoting unsolicited advertising or sending spam;not to use the Site to simulate communications from me or another service or entity in order to collect identity information, authentication credentials, or other information (‘phishing’);not to use the Site in any manner that disrupts the operation of my Site or business or the website or business of any other entity;not to use the Site in any manner that harms minors;not to promote any unlawful activity;not to represent or suggest that I endorse any other business, product or service unless I have separately agreed to do so in writing;not to use the Site to gain unauthorised access to or use of computers, data, systems, accounts or networks; and not to attempt to circumvent password or user authentication methods.Interactive services

I may make interactive services available on the Site, for example areas where you can comment on Content.

I am not obliged to monitor or moderate Submissions to my interactive services. Where I do monitor or moderate Submissions I shall indicate how this is performed and who should be contacted in relation to any Submission of concern to you.

I may remove or edit any Submissions to any of my interactive services whether they are moderated or not.

Any Submission you make must comply with my Submission standards set out below.Submission standards

Any Submission or communication to users of my Site must conform to standards of accuracy, decency and lawfulness, which shall be applied in my discretion, acting reasonably.

In particular, you warrant that any Submission or communication is:your own original work and lawfully submitted;factually accurate or your own genuinely held belief;provided with the necessary consent of any third party;not defamatory or likely to give rise to an allegation of defamation;not offensive, obscene, sexually explicit, discriminatory or deceptive; andunlikely to cause offence, embarrassment or annoyance to others.

Linking and framing

You may create a link to my Site from another website without my prior written consent provided no such link:creates a frame or any other browser or border environment around the content of my Site;implies that I endorse your products or services or any of the products or services of, or available through, the website on which you place a link to my Site;displays any of the trademarks or logos used on our Site without our permission or that of the owner of such trademarks or logos; oris placed on a website that itself does not meet the acceptable use requirements of this Policy.I reserve the right to require you to immediately remove any link to the Site at any time, and you shall immediately comply with any request by me to remove any such link.

Using my name and logo

You may not use my trademarks, logos or trade names except in accordance with these Terms.

I shall apply these Terms in my absolute discretion. In the event of your breach of the Terms I may terminate or suspend your use of the Site, remove or edit Submissions, disclose Submissions to law enforcement authorities or take any action I consider necessary to remedy the breach.

Limitation on my liability

Except for any legal responsibility that I cannot exclude in law (such as for death or personal injury), I am not legally responsible for any:losses that:were not foreseeable to you and me when these Terms were formed; orthat were not caused by any breach on my partbusiness losses.

Variation

No changes to these Terms are valid or have any effect unless agreed by me in writing. I reserve the right to vary these Terms from time to time. My updated terms will be displayed on the Site and by continuing to use and access the Site following such changes, you agree to be bound by any variation made by me. It is your responsibility to check these Terms from time to time to verify such variations.

Disclaimer

You understand that Kerri Williams is not an agent, publicist, accountant, financial planner, lawyer, therapist, medical or any other licensed or registered professional. Coaching, which is not directive advice, counselling, or therapy, may address overall goals, specific projects, or general conditions in a clients life or profession. Coaching services may include setting priorities, establishing goals, identifying resources, brainstorming, creating action plans, strategising, asking clarifying questions, and providing models, examples, and in-the-moment skills training.

You understand that Kerri Williams is not an employee, agent, lawyer, doctor, registered dietician, psychotherapist, nutritionist, psychologist, or other licensed or registered professional.

You understand any program from Kerri Williams will not provide health care, medical or nutrition therapy services; or diagnose, treat or cure any disease, condition or other physical or mental ailment of the human body. You understand that if you should experience any such issues you should see their registered physician or other practitioner as determined by their own judgement.

If you are under the care of a healthcare professional or currently use prescription medications, you should discuss any dietary changes or potential dietary supplements use with your doctor, and should not discontinue any prescription medications without first consulting his or her doctor. You understand that the information in any program provided by Kerri Williams is NOT medical or nursing advice and is not meant to take the place of seeing licensed health professionals.

Content Disclaimer - blog, podcast, social media, groups

This is a personal blog/video/content distribution channel. All opinions expressed here are my own.

I am responsible for the content. Any group, organisation, agency, entity or other that I may be associated with would not be responsible.

I reserve the right to change how I manage or run my content and that I may change the focus or topic areas at any time.

Over time my thoughts and opinions may change. My content is intended to give insight into my thoughts and opinions at the time the content is created, but not necessarily forever. Current content may express different opinions than earlier content.

All content belongs to me and is copyright of me. If you like a post, feel free to link to it. If you want to use my content in any way please contact me to request permission. ( I’ll probably say yes as long as you credit me!)

The information in my content is provided “as is” with no warranties, and confers no rights. I endeavour to ensure all the information, including links, are accurate at the time of posting but there’s no guarantee that information posted today will still be valid or accurate in the future.

Any information I do provide is accurate and true to the best of my knowledge, but there may be omissions, errors or mistakes.

I will not knowingly injure, defame, or libel anyone. I am entitled to post my own opinions. If content matter, bad grammar, slang or punctuation translates or is interpreted into something bad in your country, language or culture it was not my intent and I will not be held responsible for it.

My intention is to do no harm. I am not responsible for your decisions. My content covers topic areas for which I am not a professional, the information present in my content is my own opinion and is for general information, education, reference, and entertainment purposes only and is not an expression of any kind of professional advice, such as medical, health, nutritional, legal, tax, emotional or any other type of advice or prescription. You agree that you will not act upon anything contained in my content without first seeking professional advice.

I make no guarantees that any of the information or practices in my content will function in any particular way for you, no results are guaranteed and I am not liable for whatever may happen to you as a result

Reliance on any information from any of my content is entirely at your own risk. I accept no responsibility for any adverse effects, direct or indirect, that may result from your use of the information in any of my content or in any of our communications and you will not be compensated in any way if you suffer a loss/damage/inconvenience because of something in my content. You are entirely responsible for how you choose to understand, misunderstand, use or misuse any of the information in any of my content or communications

Incoming Links

I can’t control who links to me. I don’t submit my content to “link farms” or directories

Making Money

I’m completely against paid recommendations disguised as personal opinion, so anything I rave about is because I want to share something amazing with you – not because I was paid to say it. I am an affiliate for a small number of products and services that I love and willing I am to consider sponsored posts if the product or service is one I’d really truly use or have used and like. No matter what, I promise that anything I write here is my own honest opinion – whether I’m paid for it or not and any affiliate links will be clearly marked.

Comments

Feel free to share your opinion with me in the comments section of each entry, please be polite and respectful both to me and to other readers. I reserve the right to delete any comment for any reason whatsoever – examples include but are not limited to: abusive, profane, rude, anonymous comments, spam etc.

I am not responsible for the contents of comments left by readers. Nor am I responsible for any laws that may be broken in any country through the content, implication, and intent of comments.

Recordings of any sort

When listening to any of my recordings including but not limited to meditations, visualisations, hypnosis, subliminals, energy work, do so in a safe place, preferably where you will not be disturbed for the duration of the recording. Never listen to any of the recordings while driving in a car, operating machinery, or doing anything else that requires your attention for safety reasons.

I have provided these recordings as self help, self improvement, learning, motivation, relaxation and destressing aids, general information, education, reference, and entertainment purposes only. The recordings are not a substitute for medical attention, either physical or mental in nature and are not intended to diagnose, treat or cure any diseases or illnesses. If you are diagnosed with a physical or mental illness or disease, consult your doctor

They do not constitute medical/psychological advice/treatment and I neither express nor imply any claims to the contrary and make no claim to be any kind of doctor, psychologist, therapist, counselor or medical professional. There is in no way any guarantees on success rates, outcomes or results, and information given is that of my own opinion and not an expression of professional/medical advice or prescription

Call the emergency services or your doctor if you are having a medical emergency.

Any information or guidance we provide is not a substitute for the consultation, diagnosis, and/or medical treatment of your doctor or healthcare provider. You must not rely on any information or guidance we provide you with as an alternative to medical advice from your doctor or healthcare provider and we expressly disclaim all responsibility and shall have no liability, for any damages, loss, injury, or liability whatsoever suffered by you or any third party as a result of your reliance on any information or guidance we provide you with.

If you have any specific questions or concerns about any medical matter, you should consult your doctor or healthcare provider as soon as possible.

If you think you may be suffering from any medical condition, you should seek immediate medical attention from your healthcare provider. Do not delay seeking medical advice, disregard medical advice or discontinue medical treatment because of information or guidance we provide you with.

Nothing in this disclaimer will limit or exclude any liability that may not be limited or excluded by applicable law.